In this podcast, we clarify our fees and how we get paid. We believe everyone should be paying for advice through a financial planning process. We explain our process, the two ways we can get paid for financial planning, and how we get compensated for providing investment advice by managing assets.
Most people that want to transfer the risk of long-term care, were people who experienced needing to care for their own aging parents. They don’t want to become a burden on their kids. For everyone else that hasn’t experienced the need for care, we hope this podcast helps sets the stage for what long-term care is, how we plan for it, and what your options are.
If you're wondering if you're on track with your retirement goals, or if you can retire when you want to, or you have enough saved - then this episode is for you! Retirement is a big decision. Listen to Ben and Adam talk about achieving confidence in your decision by going through our retirement planning process together.
Many people consider investing in real estate to diversify their portfolio, but is real estate a good investment? There are many factors to consider. Listen to Ben and Adam discuss potential risks to investing in real estate and things to consider prior to buying a property.
Wills, Power of Attorneys, and Healthcare Directives, Oh My! But honestly, what does all this mean? It’s critical to know what estate documents you should have, think about the best fit for who can execute on your wishes, and most importantly, why everyone should have a plan in place! In this podcast, Adam and Ben give an overview of what the estate documents are, ideas and tips for certain roles, and why it’s so important to have your estate documents current and in place.
Interest rates are next to zero so does that change the old adage that cash is king? Is there a certain amount of cash someone should always have sitting in the bank? To find out the answers, check out this podcast!
What’s the hardest thing for adults to talk about? Family finances! Money is a tricky subject, but it’s really important to have those conversations on the front end. Avoidance can lead to trouble down the road. Ben and Adam discuss why it's crucial to start the conversation and tips for getting started together as a family.
Job changes are emotional times, whether it was a voluntary or involuntary change. Change is not always comfortable, and it can also be scary. Then you throw in a bunch of confusing things around finances, and you may just feel overwhelmed and need some help filtering through those financial decisions. In this episode, Ben and Adam discuss potential impacts and financial choices that people should be considering as they transition through where they’re spending their work week.
Where is the financial advising industry heading? In our latest episode, listen to Adam and Ben talk about what they see for the future of the industry and trends that they think will become more popular in the next 5-10 years. See if you agree!
Have you ever thought of who you should leave your estate to? Estate planning can be daunting with children as heirs, but even more difficult for those with no children or a surviving spouse. Without a family to care for, you may feel that estate planning is not necessary. However, everyone needs an estate plan and you can still be very thoughtful with leaving your legacy. Listen to Adam and Ben discuss ideas for estate planning when there aren't obvious heirs to leave money to.
The Roth IRA is a great retirement tool and should be something you're considering for your own situation regardless of your phase of life or financial profile. There are some rules to this type of investment and a lot of misconceptions too! Ben and Adam talk about the ins and outs of a Roth IRA and how it can help diversify your “investment buckets”.
We are halfway through the year and thought this was a good opportunity to take a brief pause from all the financial planning conversations we've had and remember that investments are really important too. And for as much as we were so laser focused on everything that was happening in 2020 with investments, it's kind of felt like an uneventful year when it comes to investments thus far. But that doesn't mean there aren't things to talk about. Hence, this is our mid-year investment review.
