Welcome to A/B Conversations:

We Will Help You CFP® Your Way Out Of It, a podcast where you get into the minds of a couple Certified Financial Planners™ on how we think about everyday financial planning questions and what should really matter most to you.

Listen on Spotify

 

Have you ever thought of who you should leave your estate to? Estate planning can be daunting with children as heirs, but even more difficult for those with no children or a surviving spouse. Without a family to care for, you may feel that estate planning is not necessary. However, everyone needs an estate plan and you can still be very thoughtful with leaving your legacy. Listen to Adam and Ben discuss ideas for estate planning when there aren't obvious heirs to leave money to.
The Roth IRA is a great retirement tool and should be something you're considering for your own situation regardless of your phase of life or financial profile. There are some rules to this type of investment and a lot of misconceptions too! Ben and Adam talk about the ins and outs of a Roth IRA and how it can help diversify your “investment buckets”.
We are halfway through the year and thought this was a good opportunity to take a brief pause from all the financial planning conversations we've had and remember that investments are really important too. And for as much as we were so laser focused on everything that was happening in 2020 with investments, it's kind of felt like an uneventful year when it comes to investments thus far. But that doesn't mean there aren't things to talk about. Hence, this is our mid-year investment review.
Retiring early sounds wonderful, but have you ever thought about how much healthcare would cost if you chose to say goodbye to work before age 65? People often forget that they need healthcare coverage to fill the gap until they become eligible for Medicare and it’s not cheap! Listen to Ben and Adam recall recent client conversations and discuss what to expect if you choose to retire early and need to find healthcare coverage on your own.
The CFP®️ Board recently added another discipline for those CFP®️'s either looking to get the designation or to continue their education. This new discipline recognizes that traditional finance needs to be paired with behavioral finance. The point of behavioral finance is to recognize how people should act is different than how they actually act. This podcast addresses how we embrace that and help people through the emotional side of money and wealth to reach their financial goals.
The stock market is hitting all-time highs with fair regularity so far this year. And typically, all-time highs beget more all-time highs. But the question we've been getting is, for those that are either in cash or starting out with investing, is now still an okay time to invest while things are at an all-time high or should I wait? This is a very fair question that we have a pretty confident answer to. Listen to our thoughts on investing during all-time highs in this podcast episode.
This podcast targets a specific audience, business owners, with a specific question - why don't you have a financial planner yet? Ben has a big place in his heart for running a business and understands the hurdles and difficulties that can come with that. This podcast is not to point the finger and say, if you don't have one, shame on you. But more importantly, let's talk about the reasons why you probably don't (and that's okay). We're here to be an ongoing resource. Let's talk about what that means and how we can help .
This week's A/B Conversations episode is with guest, Anthony Minetola, Branch Manager at BGA Insurance. Listen to Ben interview Anthony around the thing he knows best: Medicare. Together they explore key components to consider, elements that factor into your coverage options, when and how you can make changes, and other questions you may want to ask prior to making a decision.
Do you ever feel like you're stuck? This could be due to preconceived notions or a hurdle that you don't feel you can overcome. Haas Financial Group is here to help! Sometimes the biggest struggle is just taking the first step. This podcast talks about common conflicts we see and how we can help you get "unstuck".
It's difficult to set goals, especially if you're not sure what you're goals are or how to effectively articulate them to others. We believe it's important to understand your "WHY" or purpose by asking lots of questions and having meaningful conversations. In this podcast, we explore our process for building a framework by which can start defining and moving towards goals that align with your finances.