Welcome to A/B Conversations:

We Will Help You CFP® Your Way Out Of It, a podcast where you get into the minds of a couple Certified Financial Planners™ on how we think about everyday financial planning questions and what should really matter most to you.

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Asset accumulators have a long runway until retirement. Starting the financial planning process early builds a solid financial foundation to ensure success in the future. Those starting out have competing goals, such as saving for retirement, buying a larger house for a growing family, paying down debt, or saving for their kids’ education. With all these financial aspirations, which one should be prioritized? That’s where financial planning comes in!
Open enrollment comes once a year and is a great time for you to review your work benefits and update them to better fit your current financial life. Life changes. What you may have originally picked for your health benefits might not be the best fit anymore for you and your family. Making sure that your work benefits line up with all the other pieces of your financial life is important so it fits into the grand scheme of your financial plan. In this podcast episode, we give education around what you should focus on during open enrollment time.
In this podcast episode, we talk about what net worth is, what makes up net worth, and what it actually means. We also discuss why not all net worths are created equal, how net worth changes depending on your phase of life, and why liquidity is important. We want to help you grow your net worth to the point where it supports you for the rest of your life.
In this podcast, we clarify our fees and how we get paid. We believe everyone should be paying for advice through a financial planning process. We explain our process, the two ways we can get paid for financial planning, and how we get compensated for providing investment advice by managing assets.
Most people that want to transfer the risk of long-term care, were people who experienced needing to care for their own aging parents. They don’t want to become a burden on their kids. For everyone else that hasn’t experienced the need for care, we hope this podcast helps sets the stage for what long-term care is, how we plan for it, and what your options are.
Wills, Power of Attorneys, and Healthcare Directives, Oh My! But honestly, what does all this mean? It’s critical to know what estate documents you should have, think about the best fit for who can execute on your wishes, and most importantly, why everyone should have a plan in place! In this podcast, Adam and Ben give an overview of what the estate documents are, ideas and tips for certain roles, and why it’s so important to have your estate documents current and in place.
Job changes are emotional times, whether it was a voluntary or involuntary change. Change is not always comfortable, and it can also be scary. Then you throw in a bunch of confusing things around finances, and you may just feel overwhelmed and need some help filtering through those financial decisions. In this episode, Ben and Adam discuss potential impacts and financial choices that people should be considering as they transition through where they’re spending their work week.