• What's involved with becoming a client?

    We believe wealth management is a process that requires time, focus, and discipline.  How you think and feel about money is at the center of our planning process. There are several steps to determining if we are a fit.  Check out our detailed process for becoming a client here

  • Should I schedule an initial call?

    Check out our website to learn about us and who we typically work with.
    Who We Help
    Am I ready for a CFP

    After reviewing the above, click here to schedule an introductory call with us

  • How do we get paid?

    There are two main ways we get paid:

    1. Through financial planning/personal consulting
    2. And/or through investment management

    We do not have a Series 7 license and cannot be compensated through investment commissions or transaction, only through our advice. Our asset management fees are tied to our client's account value.  Hence, we are incentivized to help the account grow, and work to stabilize account values through difficult markets.

    We do maintain an insurance license through Haas Financial Group Insurance Services and can be compensated through certain insurance solutions recommended within your financial plan, should you ask us to provide this service.

    Please see our Fee Transparency page for more details.
     

  • Do I have to invest with you or can I do that on my own?

    We have no mandate to use our investment management services.  With that said, the vast majority of our relationships leverage us to manage their investments, asking us to follow the disciplined and proactive process we outline in our financial plans. Please see our Asset Management page for more details on our philosophies and the services we provide around investments.

  • What is a CFP® and why should I care?

    CFP® stands for CERTIFIED FINANCIAL PLANNERTM. Anyone can use the title "financial planner" but only those who have fulfilled the certification and renewal requirements of the CFP® Board can display the CFP® certification trademarks which represent a high level of competency, ethics, and professionalism in our industry.

    An advisor holding a CFP® designation has:

    • Extensive education in investments, insurance, retirement planning, taxation, and estate law. Additionally, CFP®s must undergo a certain amount of continuing education to retain and sharpen their skills.
    • 6,000 hours of professional experience related to the financial planning process or 4,000 hours of apprenticeship experience
    • Successfully passed the CFP® exam
    • Met ethical and professional standards for the practice of financial planning, and acts as a fiduciary when providing financial advice to clients, always putting their best interests first.

    Do Credentials Matter When Seeking Financial Planning Advice?
     

  • What is a Fiduciary and are you one?

    Yes, we are—and that matters. As fiduciaries, we’re legally and ethically obligated to act in your best interest at all times. That means the advice we give is based on what’s best for you—not what’s best for us or anyone else.

    We’re also required to disclose any potential conflicts of interest, so you always know where we stand. It may sound like common sense, but not all financial professionals are held to this standard. Some may operate under a different set of rules, where they're allowed to recommend products they earn commissions on—even if those products aren’t the best fit for you.

    We believe trust is earned through transparency and alignment. That’s why we choose to be fiduciaries—and why we always put your interests first.

    How Do I Know If I Have The Right Advisor?

  • What is the ABFP℠ designation?

    The Accredited Behavioral Finance Professional℠  or ABFP℠  is the first advisor-focused behavioral financial designation from an accredited college or university. The education was developed to enhance advisors' emotional competencies, client interactions, and financial planning advice through a thorough understanding of psychological explanations for economic behavior and hands-on practice of knowledge. It teaches issue recognition and communication skills to be used when advising others.

    Kaplan's website features a video filmed by Benjamin Haas on his experience with the ABFP℠  program. (Watch the video here) Ben is a 2021 college graduate of the College's Accredited Behavioral Finance Professional℠  program and shares how knowledge and skills in behavioral finance helps financial advisors become better in effectively counseling clients.  Ben recognized that he needed to develop the skills to understand money behaviors through our clients' eyes and to communicate our advice in a way that led to action. We believe it's important for financial professionals to be trained in recognizing biases or fractured decision-making patterns and be ready to counsel when called up.

  • Who is LPL and who is Great Valley Advisor Group?

    LPL is the broker/dealer for our business.  Their role is purely administrative: executing trades, account record-keeping, and they provide us with the technology to manage both.  They also have another very important function: they are the primary custodian for your assets.  Your assets are never physically located with us or with Great Valley Advisor Group - they are always with a custodian.

    Great Valley Advisor Group is the entity through which we provide investment advice and financial planning services.