Mark & Denise – Ready for What’s Next
Redefining life after decades of working hard and raising a family.
Who they are:
Mark (64) is a recently retired manufacturing plant manager, and Denise (62) is a self-employed interior designer planning to scale back her work. They’ve been diligent savers and are now standing at the edge of a new chapter—ready to enjoy the fruits of their labor, but unsure how to shift from saving to spending.
What’s on their mind:
- “Can we truly afford to slow down—and stay retired?”
- “How do we replace our paychecks with steady income?”
- “Will we be okay if healthcare costs spike down the road?”
- “How do we enjoy today while still protecting tomorrow?”
How we helped:
We helped them reframe retirement from a single financial moment to an evolving lifestyle shift. Through thoughtful income planning and clear visuals, we mapped out their transition from work to retirement, layering in travel goals, and considered downsizing ideas. We made decisions on which accounts to pull from, over what period of time, when to start Social Security election and how to cover short-term healthcare insurance needs. We also built in contingencies for long-term care and for helping their kids or their aging parents, if needed. Most importantly, we created a plan that let them feel free to enjoy life without second-guessing every expense.
Haas Financial Group insight:
Mark and Denise didn’t need more spreadsheets—they needed confidence and permission to start living the life they had planned for. We helped them move from uncertainty to clarity, one conversation at a time.
