How to Avoid Retirement Woes

We all have our own unique way of handling our finances. While some of us are natural born savers, others may have a hard time making it to the next paycheck. Fortunately, most of us fall somewhere in-between, putting away money at times, while making frivolous purchases at other times.

Hospital bills, divorce, car repair, how do we address items when they come to us as a financial surprise? When we don’t anticipate certain financial events happening, can you plan for that in advance? The answer is yes, to a certain extent.

In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply a way of life, with more Americans living from paycheck to paycheck.

In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply a way of life, with more Americans living from paycheck to paycheck.

What Will You Pay for Medicare in 2019?
 

For more information on costs and benefits related to Social Security and Medicare, visit ssa.gov and medicare.gov.

Your 20’s are downright confusing. You’re in college, you’re getting ready to leave college. Maybe you’re headed to Grad School, or maybe you’re being thrown out into the real world to find a job and start paying bills and taxes and apartment shopping to get out of your parent’s house. Let’s face it.

The whole world was downgraded by the International Monetary Fund (IMF).  Does that matter? Perhaps we should first consider what the IMF is.  It is an international organization headquartered in Washington D.C.

Whether you like it or not, a good credit score is essential. Your credit score factors into everything from insurance rates, to whether you get the job you applied for. A good credit score is also needed to buy a house, obtain cell phone service, rent an apartment, and buy a car.

Investing in the stock market can be extremely rewarding, but not without risk. While most investors understand that market volatility is a given in the stock market, for those trying to decide whether to invest in stocks, the volatility alone gives them pause. A lot of people are too risk averse to be comfortable investing in the stock market.